Total Loss Appraisals

Total-loss value dispute service: $500

The $500 fee covers valuation research, a supported written appraisal, and direct discussions and negotiation with the insurance company’s appraiser. Justin presents the evidence, evaluates differences between the appraisals, and works toward an agreed vehicle value while keeping you informed.

No upfront payment. If we don’t increase your vehicle’s value by more than $500 over the current offer, you owe nothing for our appraisal service. Otherwise, the $500 fee becomes due once the appraisers agree on a value, before Justin signs the appraisal agreement. An increase is not guaranteed.

Start with a free claim review.

Send your insurance valuation, vehicle details, and relevant documents. Justin will assess whether further work appears worthwhile and discuss the applicable appraisal process before you decide whether to proceed.

Potential umpire fees

If the two appraisers cannot agree on your vehicle’s value, an independent third party called an umpire may be needed to help resolve the remaining disagreement. An umpire is not needed in every appraisal. Umpire fees are separate from our $500 fee and require your written approval before we commit to those costs. If the claim is resolved through an umpire, any earned $500 service fee is due upon the umpire decision.

Proceeding to an umpire is a decision we make together with you. We’ll discuss the amount still in dispute, potential costs, and whether proceeding makes financial sense before deciding together how to proceed.

See the full appraisal and negotiation process or request your free claim review.